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Pregnant Woman


Taking Care of You

Are you having a baby?
Let's discuss your pregnancy care.

Pregnancy and the birthing of your baby are some of the most exciting and memorable events in your lifetime.

As a father of three daughters I understand how emotional and apprehensive this time

can also be so I will tailor your care to suit your individual needs.


I have a warm and caring approach and will guide you and your partner through this very special experience and create memories to last a lifetime.

"I’ve cared for numerous patients throughout my career as an Obstetrician and Gynaecologist. To me, nothing matters more than your health and comfort, which is why I’ve put in so much time and effort into advancing my medical practice and techniques."

Your first consultation will be at 7-8 weeks gestation, or in some circumstances, this can be even earlier - every new baby is different, and so is the care you need.


To make your first appointment you can call our friendly team or send an email.

Email us here: or phone our rooms PH: 03 8560 2227 and our practice manager will be happy to discuss any question you have.

maternity image for berwick obstetrician Dr Saj

Private Obstetric Care for patients without Medicare Cover


If you have private health insurance with Pregnancy/Obstetric cover, but don't have a Medicare card, you are eligible to be cared for by Dr Saj Rathnayake. The majority of your costs will be covered by your health insurance, and Dr Saj has a low rate of $50 for antenatal appointments for patients without Medicare cover.

If you don't have Medicare cover, it can be very expensive to have your baby in an Australian Public Hospital. We can provide you with the out of pocket costs to help you compare the cost of having your baby privately vs publicly if you are not eligible for Medicare cover.

Call us for more help on the costs:

Contact us at : or phone Ph: (03)8560 2227

Enjoy Private Antenatal Care without Private Health Insurance

Patients without private health insurance and often referred to as 'self-funded' in hospitals.

Many people elect not to have private health insurance, but to instead pay for what they need, when they need it. If you don't have private obstetrics cover, but you'd like to have your own obstetrician, you can see me as a 'self-funded' patient.

Medicare will provide a rebate for some of your costs. 

Give the rooms a call or send us an email to learn more about the costs of birthing your baby at the hospital of your choice. 

Health Fund checklist:

For Patients with Private Health insurance, you can use our Health fund checklist tool to ensure you are covered.


Simply contact your health fund with your member number and ask the questions listed below : 

Does my policy cover the following: 

  • Private Patient in a Private Hospital?

  • Does my cover include obstetric (pregnancy) cover? 

  • Does my cover include my expected due date? What if my baby arrives early?   

  • Have I served all my waiting periods (If still within waits when do these end ?)

  • When do I add my baby onto my membership?        

  • Will my baby be covered for special care nursery admission in an emergency?

  • Do I have a hospital excess fee? 

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